Close this window   
The Warehouse MasterCard credit card application - page 1 of 6
To apply for The Warehouse MasterCard, please confirm you meet the following requirements:
(Click on the boxes to confirm)
You are over 18 years of age (and any additional applicant is over 16 years of age)
Your income is over $13,000.00 p.a.
You are a New Zealand citizen or have permanent New Zealand residency status
and reside in New Zealand.
Terms and Conditions of application

To proceed with your application you need to read and accept the following terms and conditions:
I have not had any credit defaults listed on a credit bureau in the last 3 years*

I have not been declined for a credit card, loan or hire purchase in the last 2 years*

*if you do not meet these criteria but would still like to apply, please complete a manual application (available from any The Warehouse store) and include documentation outlining the reason the default or decline occurred.

I certify that all information supplied in this application is true, correct and complete.

I agree to be bound by the conditions set out in this application and, if my application is approved, I agree that as soon as I sign or use my card, I will be deemed to have agreed to be bound by The Warehouse MasterCard Conditions of Use (conditions of use). A copy of the conditions of use will be sent to you and are also available online at

I acknowledge and agree that:

I will be personally responsible for all credit extended by The Warehouse Financial Services Limited (The Warehouse Financial Services) to me; and

Fees and charges will apply to the use of the card. Details of fees and charges are provided in the Transaction and Service Fees brochure that will be sent to me and is also available online at

Personal Information

I consent to and authorise the collection, use and disclosure of my personal information by The Warehouse Financial Services and its related companies (TWFSL) in the following way:

  • TWFSL may disclose and exchange information held about me/us (now or in the future) to or with Westpac New Zealand Limited, The Warehouse Limited and each of their related companies and I authorise The Warehouse Financial Services, Westpac New Zealand Ltd, The Warehouse Ltd and each of their related companies to use all the information that they hold about me (now or in the future) to make available to me the full range of products and services offered by them and to provide me from time to time with details of product and services which may be purchased with the card.

  • TWFSL may make all necessary enquiries (now or in the future) concerning my credit record, residence, employment, financial status, and any information provided by me in this application for purposes related to provision of credit to me, from whatever source TWFSL considers appropriate, including any credit reporting agency that TWFSL has a subscriber agreement with (currently Veda Advantage) and that any such party approached may provide the requested information to TWFSL.

  • TWFSL may provide Credit Information (as defined in the Credit Reporting Privacy Code 2004) about me to credit reporting agencies, and I also understand that such credit reporting agencies will use that information to update their credit reporting database and may disclose any information that they hold on me to their own customers for the purpose of providing credit reporting services.

  • TWFSL may also use credit reporting agencies’ monitoring services to receive updates, if any, of the information it holds about me.

  • TWFSL may disclose my personal information (including default information) to any person TWFSL may appoint to collect any outstanding debt.

In relation to The Warehouse Cards Rewards programme; TWFSL may disclose and exchange any information held about me now or in the future to any party TWFSL may appoint to manage the Warehouse MasterCard Rewards programme for the purposes of administration, provision of services, marketing or research.

Where applicable, I confirm that I have the permission of the person named as a “Close friend or relative” in this application to disclose their personal details.

I understand I have the right to access and correct my personal information held by TWFSL subject to the provisions of the Privacy Act 1993.

Where I wish to be covered by SmartGuard Credit Card Repayment Insurance Cover ("SmartGuard"), I authorise TWFSL to disclose all relevant information held about me now or in the future to the underwriters of SmartGuard for purposes of administering SmartGuard.

I acknowledge that SmartGuard is underwritten by Smartguard, Sovereign Assurance Company Limited, 74 Taharoto Road, Takapuna, North Shore City 0622, Private Bag Sovereign, Auckland Mail Centre 1142.

The Warehouse Low Interest MasterCard and Rewards MasterCard are issued by The Warehouse Financial Services in affiliation with Westpac New Zealand Limited.

The Warehouse Financial Services Limited's current credit card lending criteria applies to all applications and transfers.

Confirmation of Identity
We are required by law to verify the identity of customers.

If your credit card application is approved subject to meeting our identification requirements, you will need to visit a Westpac branch of your choice to verify your ID and income.

To find out what to bring to the branch to meet the identity and income requirements, click here.

Need help at any stage? Call us on 0800 887 887 (24 hours a day, 7 days a week).

The Warehouse Financial Services Limited's current credit card lending criteria applies to all applications and transfers. The information on this page is presented subject to any terms and conditions that The Warehouse Financial Services Limited may impose from time to time.
It is subject to change without notification.
Copyright © 2010 The Warehouse Financial Services Limited.